Do yourself a favor and increase your or your businesses, personal or customer’s credit score 100 to 200 points in the next 30-90 days across all 3 bureaus, TransUnion, Experian, and Equifax.

IVS states in our contract if we don't we will refund your money OR you can choose to provide IVS another month or two to do so without an increase in what you paid us!

Let’s be honest, almost half the people in the United States currently state they are living paycheck to paycheck! So, do you actually believe all these people have good or excellent credit scores in the 700s-800s?

And if you don’t think there’s a huge, growing credit problem out there, here’s data for your review: • Debt.com's survey of over 1,000 adults shows that 35% of them have maxed out their credit cards

• Apr 2, 2024 — A 2023 survey conducted by Payroll.org highlighted that 78% of Americans live paycheck to paycheck, a 6% increase from the previous year
• Car repossessions are up 23% compared to last year according to a July 2024 Cox Automotive report, which is also 14% higher than 2019 pre-pandemic levels
• According to the Eviction Lab at Princeton University, eviction filings in 2023 were 78.6% higher than in 2021 Should we go on? Yes, IVS has a huge market!

FACT:
May 26, 2024 — Nearly 50% of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. Even if you already have an EXCELLENT or GOOD score, you still might have negatives posted that could come back to harm your score later on. IVS doesn’t just “restore” your credit score to Good or Excellent status, we identify information and restore personal and business reputations damaged by these errors, late payments, divorces, bankruptcies, foreclosures, collections, judgements, closed accounts, and more.

• IVS also has a success rate of around 50% removing bankruptcies too! Please be aware that NONE of IVS’ competitors guarantee in WRITING to raise your credit score by any specific points and/or timeframe. That’s important! You know the saying if it’s not in writing…. So, beware!

• IVS Global Group is going public in before end of 2026, we are the first to do so in our industry
• IVS Global Group has been a privately held company since 1992 founded by Mr. Al Williams/CEO
• IVS provides credit restoration services (consumer & business)
• IVS has over 33,000 worldwide clients
• IVS’ largest investor invested $300,000, and IVS has over 325 total investors
• IVS is incorporated in Wyoming and is awaiting final “C" Corp certification very shortly offering many advantages for a private company going public
• IVS very important, is debt free meaning we are financially stable and not over leveraged through borrowing as the vast majority of companies going public are
• IVS has no liens or BBB complaints since 1992
• IVS has NO debt which is unheard of for a company going public
• IVS was approached by 2 companies, Credit Karma and Intuit who offered to buy Mr. Williams’ company 12-13 years ago, but he didn’t sell because the offers were too low.

How Our Credit Restoration Services Work and Why YOU Should Use IVS Global Credit Restoration Services instead of other vendors that say they do credit "Repair” or Credit Monitoring

Because IVS has built a brand since 1992, that's 33 years, do you think if we didn't produce the results over these years as promised we'd still be in business? And IVS doesn’t just "increase" credit scores, we identify information and restore individual and business reputations damaged by errors, late payments, divorces, bankruptcies, foreclosures, collections, judgements, closed accounts, and more.

If it's just yourself, or you know a friend or a business who needs to improve their credit scores to fund their business, get a car loan, or want to save hundreds or thousands of dollars over the term of a mortgage or credit cards by getting lower APR's, CALL me at 949-929-6368.

How can IVS increase scores so quickly and efficiently such as 144 points for an individual in one month? Because the pie charts most people typically see from Credit Karma, Credit Sesame, and the 3 major bureaus are marketing tools! They are NOT how credit scores are actually determined!! The reality is ALL 3 credit bureaus Transunion, Equifax, Experian use a very unique algorithm from Fair & Isaac who created the FICO credit scoring system in 1956. This algorithm contains about 21 "factors" of which 16 are utilized today by the bureaus to create your score, and IVS has this same mathematical algorithm! We'll gladly share the story of how this happened.

By the way, Credit Karma and Credit Sesame are NOT score creators, they only download scores from the 3 major bureaus. So, keep reading why this matters a LOT…

This proprietary mathematical algorithm is what makes IVS Global Group UNIQUE! We are the ONLY credit restoration services company that has the algorithm that the 3 major credit bureaus use!

Yes, the algorithm used to create credit scores! This algorithm is a UNIQUE differentiator and huge IVS advantage versus the other so called credit "repair" vendors, and why these “repair shops very often take over a year sending out ‘generic" dispute letters on your behalf, the same letters that are already available for free to everyone on the internet for DIY use, ultimately costing you time AND unnecessary money for less than stellar results! When IVS contacts the bureaus on your behalf, IVS Global specifically addresses the algorithm’s critical 16 factors to remove the negative comments that lower your score.

LEGALLY! Yes, totally legally. If we weren’t doing it legally, The United States Consumer Financial Protection Bureau would have shut us down years ago.

So, ask yourself, how can other restoration “providers” deliver the same level of score increases in the IVS time frame without using this algorithm? FACT is they can’t!

IVS is Going Public in 2026 so here’s IPO Share Pricing.

• IVS Global Group is going public (IPO) in a matter of months from today. When IVS deposits $3.2M in Morgan Stanley’s escrow account to get the IPO process rolling with them and the SEC, IVS will then receive our “ticker” symbols and drop dead date from the SEC telling us the IPO day the bell will ring for IVS on the stock exchange. (You’ll be notified of all this way before the day of the IPO).

• Each $1000 investment buys 3,000,000 shares so let's pick a number and say the shares hit $12, your investment will grow to about $12,000,000. Yes, that’s 12 MILLION DOLLARS in your pocket! And if it hits $15 it can be worth about $15,000,000!

• But you say you’re skeptical, you’ve heard all this pie in the sky, felt scammed, and maybe lost money on previous investments and probably also haven’t been paid back by friends you lent money to to help them out. News flash… taking no risk means zero rewards so what’s your point?

• OK, so let's be genuinely honest and really conservative. So, even if the IVS price "only" hits around $3.00 to $5.00 the day of the IPO, and you hold 1,000,000 shares, that still puts almost $3,000,000 to $5,000,000 in your pocket for your $1000 investment. And 3M shares will potentially provide you with $9,000,000 to $15,000,000. Can you use this money?

• But the big picture is even much better because Mr. Williams' our CEO plans growing the stock to hopefully $15-$20 a share by 12 months, and $50-$100 within 3 years as we expand internationally and into perhaps 26 countries with 4 BILLION credit hungry individuals who need good credit as the world moves to judging people on their credit score worthiness to buy the same things YOU and I LOVE TO BUY.

• So, here’s an actual FACT, not opinion: If you play the lottery because you’re a dreamer… IVS is a once-in-a-lifetime offer with far better odds than winning the Powerball at 1 in 292,000,00 chances. So, want to realistically achieve your financial dreams or not?

Here are “representative” pricing examples if you'd like to purchase shares at a discount:

• $2000 can purchase up to approximately 6,000,000 shares
• $4000 can purchase up to approximately 12,000,000 shares
• $8000 can purchase up to approximately 24,000,000 shares
• $25K can purchase up to approximately 100,000,000 shares
• $50K can purchase up to approximately 200,000,000 shares

Share prices will remain at a dollar or less till the day IVS deposits the full $3,000,000+ into Morgan Stanley’s escrow account. So, this is your LAST OPPORTUNITY to purchase IVS stock shares at 1 cent or less per share before IVS goes public. After we do, shares will start costing multiple dollars on the stock exchange, shares that Morgan Stanley forecasts to potentially go to $3-$8 the day of our IPO, and going up from there!

Of course, you can currently purchase any quantity you want from $1000.00 (3M shares on up) so the question is how many millions of dollars do you want to create as your Return On Investment because this is totally under YOUR control!

IMPORTANT!!! How To Purchase Shares

IVS Global accepts Zelle or Wire Transfer payments ONLY… NO credit cards, personal, bank checks, or money orders. To do a Zelle or Wire Transfer, please email IVSglobalGroup@gmail.com directly to request the appropriate IVS Global Group banking information.

A PENNY STOCK CAN BECOME WORTH MILLIONS

A penny stock can greatly reward a shrewd investor. For examples, if you bought shares in the Monster Beverage Corporation (MNST) at its founding in 1996 when it traded at 1 cent a share, you would be a happy investor today (4/10/25) as Monster traded at $57.93.

Can you imagine if you could go back to 2004, and invested $10,000 in Amazon at $0.77 a share? It is $185.44 today, April 10, 2025. Well, that only took Amazon 31 years lol! But YOUR exponential IVS Global ROI will happen in a matter of months from now… before the end of 2025 or first couple months in 2026!!



Hopefully you’ve looked at the spreadsheet on the preceding page. Now imagine for example investing only $5000 at a penny or less a share, and receiving at least 5 million shares (and very probably way more). At the minimum forecast of $3.00 a share given by Morgan Stanley for opening day…. that’s potentially $15,000,000 in your pocket, not 5, 10, 15, or 31 years from now!! Even at a million shares that’s $15,000,000! At $8 it’s… $40,000,000!

BIG-CAP STOCKS VERSUS SMALL-CAP STOCKS: PROS AND CONS

Economists on Fox, CNN, CNBC and others have already stated the average Joe Main Street individual can no longer afford to buy large cap stocks like Amazon, Tesla, Apple, Disney, and Nvidia at $200-$1200 a share in enough quantities… to retire. Only large institutional buyers can afford buying and they typically roll them stock by stock over into mutual funds which people can afford, but how many shares can you afford? I’ve had people who think they are way smarter than they really are tell me they own Tesla, Disney, etc. I asked how many shares… oh, one or two, or 10, or 100. I then asked them when will they be retiring, 2040-50? LOL! Really?

These economists also state 2025 will be the year for small cap stocks like the Russell 2000 index which is currently going up (August 1, 2025) and is expected to continue through the end of the year. where IVS will probably be initially listed till our shares eventually hopefully go over $100 per in a few years. The Russel exchange is where you can buy enough VOLUME of shares necessary to retire with the honest- to-goodness potential to truly explode exponentially price-wise per share.

What is the difference between a stock brokerage and data transfer agent & Why You Need Both!

This is why you need to understand the big difference! A stock transfer agent acts as the official record keeper for publicly traded companies, tracking who owns its shares (stocks and bonds), how many shares each investor owns, and managing the process of transferring ownership when shares are bought or sold, essentially acting as a liaison between the company and its investors by issuing and cancelling stock certificates and distributing dividends.

A transfer agent acts as a liaison between a company's registrar and an investor. A broker, on the other hand, acts as an intermediary between an investor and an exchange, buying and selling securities for its clients.

A transfer agent is a neutral third-party company that is required by law to process a stock transfer from one investor to another.



Click here..YouTube Video: Stock Transfer Agent vs Stock Brokerage… What is the Difference

Feel free to forward this email as is to business colleagues, family, and friends you feel could be interested in retiring or simply making millions of dollars, and if they purchase shares, you’ll receive your no-cost shares.

Also, if they purchase IVS credit restoration services independent of if they purchase our stock, IVS will also give you a percentage of "free" stock in appreciation for your referral. Your referral will also receive a discount on our services!

Referral Examples: If you invest OR NOT in our pre-IPO stock or utilize our credit restoration services, you can still refer others to us for either or both of these and receive FREE (NO cost to you) a substantial number of shares of stock depending on how much your referral purchases.

If your referral purchases stock you’ll receive a minimum of 10% in free shares based on their DOLLAR purchase volume. So, the more they purchase (Minimum purchase $1000.00), the higher the quantity you’ll receive. See the page below for examples:



In conclusion, feel free to print this and hand it out or email it to others so you can receive your FREE referral shares after they purchase. IVS Global Group hopes you're excited about this opportunity as much as we are to become financially secure and change the rest of our lives and credit worthiness forever.

Thank you friends and best wishes,



DISCLAIMER: Investing involves risk. It’s possible to lose money by investing in securities. You should review any planned financial transactions that may have tax or legal implications with your personal tax, legal advisor, or CFP. This document provides pre-IPO stock opportunity information that is true and correct to the best of our knowledge but should not be construed as advice, or guaranteeing a specific dollar result, or any implied or expressed warranty of any kind.